2026 Residency Defense File

2026 Residency Defense File

Packet readiness23%Needs evidence
Open requests30 captured in session
Vault encryption6/6ready
PR ledger days153% avg confidence
Passive captures0
Capture healthreviewiOS 5 samples · Android needs permission
Mobile readiness73%blockedCapture health
Advisor portal0%blockedRead-only review
Local sessionReadyBrowser storage
MN lake-home risk36Minnesota

State Residency Dashboard

Jurisdiction review

moderate
US-MN abode reviewYear-round abode is present and should be reviewed with advisor context.
elevated
PR closer-connection reviewCloser-connection evidence should be indexed for this jurisdiction.
moderate
US-FL closer-connection reviewCloser-connection evidence should be indexed for this jurisdiction.
moderate
Minnesota36
Minnesota 183-day and abode reviewEvidence quality: 58% avg confidence · 1 evidence item(s) · Minnesota marina receipt
Days1 / 183
Year-round abode1 business events0 weak days0 corrected daysYear-round abode requires reviewBusiness presence recorded182 days until threshold
Florida26
Florida domicile evidence fileEvidence quality: 31% avg confidence · 2 evidence item(s) · Florida driver license; SJU to MIA boarding pass
Days2
Year-round abode0 business events1 weak days1 corrected daysCloser-connection evidence mattersLow-confidence days need evidenceManual corrections require review
Puerto Rico20
Puerto Rico bona fide residency presence reviewEvidence quality: 72% avg confidence · 2 evidence item(s) · Photo with Puerto Rico metadata; Puerto Rico lease
Days1 / 183
Year-round abode0 business events0 weak days0 corrected daysCloser-connection evidence matters182 days until thresholdCloser-connection binder required
Illinois14
Illinois day-count and business-presence reviewEvidence quality: 62% avg confidence · 1 evidence item(s) · Illinois meeting calendar hold
Days1 / 183
No abode flag1 business events0 weak days0 corrected daysBusiness presence recorded182 days until threshold
Wisconsin14
Wisconsin day-count and business-presence reviewEvidence quality: 62% avg confidence · 1 evidence item(s) · Wisconsin hotel folio
Days1 / 183
No abode flag1 business events0 weak days0 corrected daysBusiness presence recorded182 days until threshold

Server Operations

Live demo APIs

10 endpoints
Dashboard snapshot/api/dashboard/demo6 ledger days · 5 jurisdiction reviews · packet needs_evidence
ready
Ledger day API/api/ledger/demo/days6 canonical days · 1 weak · 7 residency alerts
ready
Advisor issue queue/api/advisor/demo/issue-queue10 issues · 2 open comments · blocked
blocked
Mobile capture snapshot/api/mobile/demo/capture0/2 release platforms · iOS review
blocked
Operations snapshot/api/operations/demo1 household checks · 1 business workflows · blocked
blocked
Privacy controls/api/privacy/demo/controls5 permissions · 0 queued requests · ready
ready
Validation readiness/api/validation/demo/readiness6/30 interviews · 67% paid intent · supported
insufficient
Backend contract/api/backend/readiness100% readiness · migration contract verified · hosted persistence boundary disclosed
ready
Production readiness/api/backend/production-readinessVercel environment · Supabase API · private storage buckets
review
Audit packet delivery/api/audit-packet/demo4 files · 98176 bytes · signed server artifacts
incomplete

Day Ledger

Evidence confidence by day

1 weak
Florida2
Puerto Rico1
Illinois1
Minnesota1
Wisconsin1

Puerto Rico

2026-03-04

medium
Samples1
Evidence2
Corrections0

Indexed evidence

Puerto Rico leasestrong
Photo with Puerto Rico metadatacontextual

Location sample trail

GPS · PRinferred PR
Correction audit trail11 days · 1 evidence links

Adaptive Evidence

Request queue

3 open
Weak evidence day: 2026-08-220% confidence in US-FL.Adaptive proof prompt · weak day · attach stronger day evidence
critical
Attach return-travel proofopen

The phone was offline on a corrected Florida day. Add the boarding pass or airline receipt before advisor review.

Florida · boarding pass, receipt, calendar eventOpen request still needs boarding pass, receipt, calendar event.Day confidence: 0% · untrusted
Upload Act 60 donation proofopen

The Act 60 binder is missing annual donation evidence for the year-end review file.

Puerto Rico · receipt, legal document, advisor noteOpen request still needs receipt, legal document, advisor note.
Confirm lake-home useadvisor review

Minnesota abode exposure is elevated. Advisor needs context for year-round suitability and use pattern.

Minnesota · calendar event, utility bill, advisor noteAdvisor review still needed for confirm lake-home use.Linked proof: Minnesota marina receiptDay confidence: 58% · medium

Advisor Review

Packet export gate

Needs evidence
Advisor portal blockers4
Open advisor comments2
Act 60 defense-file gaps8
Domicile defense gaps8
Open evidence requests3
Evidence request conflictsClear
Weak or untrusted days1
Day replay conflictsClear
Location conflictsClear
Evidence encryption gapsClear
Act 60 missing items2
Domicile binder blockers2
Household access controlsClear
Household consistency checks1
Business entity workflow issues1
Privacy control issuesClear
Platform audit gaps2
Packet activity gapsClear
Manual correction conflictsClear
Advisor comment conflictsClear
Alex Riveraowner · export allowed
self
Jordan Riveraadult member · export owner controlled
spouse
Household location conflict2026-07-18 has household records in US-FL, US-MN for Alex Rivera, Jordan Rivera.
elevated
Advisor packet note

Packet can move to ready after donation proof and weak-day evidence are attached.

Privacy Controls

Advisor access

advisor limited
View packetLimitedAdvisor access has not been granted.
View exact locationsLimitedAdvisor access has not been granted.
CommentLimitedAdvisor has read-only access.
Export packetLimitedPacket must be ready before export.
Delete recordsLimitedDelete controls are reserved for the owner.

Owner controls are locked in advisor review mode.

Advisor portal readiness0/6 checks ready · Invite an advisor before portal review.
blocked
Mobile release checksCapture a fresh location sample to confirm the current day ledger.
0/2 platforms
IOS · Native app configurationiOS Info.plist includes background location mode and media evidence permission copy.
ready
IOS · Background location capturePassive background capture task is active.
ready
IOS · Capture healthCapture a fresh location sample to confirm the current day ledger.
review
IOS · Day record creationLocation samples create or update immutable day records.
ready
IOS · Manual correctionsManual corrections preserve original source data and correction history.
ready
IOS · Evidence captureEvidence attachments can be captured for weak days and binder requests.
ready
IOS · Local review and exportLocal review can generate export-ready packet artifacts.
ready
ANDROID · Native app configurationAndroid manifest includes background location, foreground service, and media evidence permissions.
ready
ANDROID · Background location captureGrant foreground and background location permissions before Android passive capture can run.
blocked
ANDROID · Capture healthEnable Android background location so passive capture continues after the app is closed.
blocked
ANDROID · Day record creationLocation samples create or update immutable day records.
ready
ANDROID · Manual correctionsManual corrections preserve original source data and correction history.
ready
ANDROID · Evidence captureEvidence attachments can be captured for weak days and binder requests.
ready
ANDROID · Local review and exportLocal review can generate export-ready packet artifacts.
ready
ANDROID · Android background tuning250m distance filter and 15 minute deferred updates are within Android tuning limits.
blocked
Advisor invitesInvite an advisor before external review.
none
Auth readinessAuth state is ready for household and advisor workflows.
ready
Owner session1 active · 0 expired session(s)
authenticated
Advisor magic link0 pending · 0 expired link(s)
not active
Auth receipt integrity1 household session(s) · 0 conflict(s) · 0 invalid
clear
Backend readinessBackend target is ready for production data wiring.
ready · 100%
Audit trail12 recorded · 0 blocked · 3 missing kind(s)
12 events
evidence request2026-12-31T20:00:00Z · Upload Act 60 donation proof is open.
recorded
evidence request2026-12-31T20:00:00Z · Confirm lake-home use is advisor review.
recorded
evidence request2026-12-31T20:00:00Z · Attach return-travel proof is open.
recorded
Concierge workflow$999/year · Clear blocked concierge tasks before offering advisor-reviewed delivery.
blocked · 3/7
Completion receipt integrityConcierge completion receipts are canonicalized without conflicting replays.
concierge
Concierge intakeAdvisor-reviewed packet tier is selected.
concierge
Advisor accessInvite or upgrade advisor access before concierge review.
owner
Evidence closeout3 evidence request(s) still need owner or advisor action.
owner
Advisor issue review12 issue(s) remain in the advisor queue.
advisor
Backend export controlsStorage, encryption, and audit logging are ready.
concierge
Packet deliveryPacket must reach ready status before concierge delivery.
concierge
Validation readiness6/30 interviews · Complete the target interview panel before making a native build decision.
insufficient · 67%
act60 advisor2/5 interviews complete
3 left
act60 user2/10 interviews complete
8 left
florida dual home1/10 interviews complete
9 left
hnwi advisor1/5 interviews complete
4 left
Advisors value audit packetAdvisor interviews confirm the packet reduces review work.
met
Distinct from day trackerTarget users understand Dwellmark is a residency defense file.
met
Paid intent above $19967% of target-user responses exceed the $199/year threshold.
met
Advisor pilot requestedAdvisors have requested a client-facing version or pilot.
met
Pricing hypothesisIndividual premium strongest · 100% support · Pricing hypotheses have enough validation support for the current prototype decision.
supported
Individual premium$199/year · 3 supporting interview(s) · 100% of eligible interview(s) support Individual premium at $199/year or higher.
supported
Household$399/year · 2 supporting interview(s) · 67% of eligible interview(s) support Household at $399/year or higher.
supported
Concierge/advisor-reviewed packet$999/year · 3 supporting interview(s) · 50% of eligible interview(s) support Concierge/advisor-reviewed packet at $999/year or higher.
supported
Advisor-referred household$399/year · 2 supporting interview(s) · 2 advisor interview(s) requested a client-facing pilot or advisor-referred household path.
supported
Data-control operations0 queued · 0 blocked · 0 retained
ready

Advisor can review without exact location disclosure.

Resolve critical issues before export.

Attach return-travel proofevidence request · The phone was offline on a corrected Florida day. Add the boarding pass or airline receipt before advisor review.needs review · 0 open · 0 resolvedAdvisor has not commented on this issue yet.
critical
Weak evidence day: 2026-08-22weak day · 0% confidence in US-FL.needs review · 0 open · 0 resolvedAdvisor has not commented on this issue yet.
critical
Closer connection fileact60 gap · Act 60 closer connection evidence is missing.needs review · 0 open · 0 resolvedAdvisor has not commented on this issue yet.
elevated
Confirm lake-home useevidence request · Minnesota abode exposure is elevated. Advisor needs context for year-round suitability and use pattern.needs review · 0 open · 0 resolvedAdvisor has not commented on this issue yet.
elevated
Donation proofact60 gap · Act 60 donation evidence is missing.needs review · 0 open · 0 resolvedAdvisor has not commented on this issue yet.
elevated
Delivery incompleteResolve packet readiness blockers before staging the signed export set.
incomplete
Packet readinessResolve packet readiness blockers before staging signed delivery.
blocked
Defense PDFAdvisor-facing PDF is included in the signed export set.2026-2026-residency-defense-file/dwellmark-residency-defense-file.pdf
ready
Packet ZIPComplete audit packet ZIP is included.2026-2026-residency-defense-file/dwellmark-audit-packet.zip
ready
ManifestManifest lists the files, sections, readiness, and disclaimer for the export.2026-2026-residency-defense-file/packet-2026-manifest.json
ready
Legal disclaimerExport includes the Dwellmark tax/legal advice boundary.2026-2026-residency-defense-file/packet-2026-manifest.json
ready
AttestationSigned attestation binds the export to the packet integrity hash.2026-2026-residency-defense-file/packet-2026-attestation.json
ready
Integrity verificationIntegrity hash 0dfd1421325003d2 verifies across 22 files.
ready
Signature verificationAttestation signature 576c3f91774bf101 verifies for Dwellmark Export Service.
ready
Download defense PDFDownload packet ZIPDownload manifestDownload attestation
Server-generated packetDownloads are served from the demo audit packet API.
Server PDFServer ZIPServer manifestServer attestation

Audit Packet Preview

Export contents

Needs evidence
Packet IDpacket-2026
Generated at2026-12-31T20:00:00Z
Files22
Materialized22
Integrity hash0dfd14213250
VerificationVerified
Signed byDwellmark Export Service
SignatureVerified
DeliveryIncomplete
Download bytes98176

Resolve packet readiness blockers before staging the signed export set.

Act 60 coverage20%2 complete · 0 review · 8 missing · 0 n/a
Domicile coverage8%US-FL primary · 3 review · 8 gaps
Day-count summary6indexed
Evidence confidence appendix7indexed
Evidence request ledger3indexed
Encrypted evidence vault6ready
Manual correction history1indexed
Day-record detail6included
Household controls and consistency1review
Act 60 checklist state1review
Act 60 annual workflow4review
Domicile binder summary1review
Business presence ledger3indexed
Business entity workflows1review
Privacy and export controls0included
Platform audit trail0ready
Advisor comments0indexed
Risk narrative0included
Export activity log3included
Legal disclaimer1included

Business Presence Export

Evidence quality in packet

3 rows
Northstar Holdings · US-MN2026-07-19 · site_visit · indexedEvidence 1: Minnesota marina receipt · moderate
evidenced
Northstar Holdings · US-WI2026-07-22 · meeting · reviewEvidence 0: none · missing
needs proof
Northstar Holdings · US-IL2026-09-15 · advisor_meeting · reviewEvidence 0: none · missing
needs proof
platform audit event2026-12-31T20:00:00Z · evidence request recorded: Attach return-travel proof is open.
system
platform audit event2026-12-31T20:00:00Z · evidence request recorded: Confirm lake-home use is advisor review.
system
platform audit event2026-12-31T20:00:00Z · evidence request recorded: Upload Act 60 donation proof is open.
system
advisor review required2026-12-31T20:00:00Z · Packet is at 9% readiness and requires advisor review.
system
packet generated2026-12-31T20:00:00Z · 2026 Residency Defense File generated with 22 files.
system
Residency defense file PDF2026-2026-residency-defense-file/dwellmark-residency-defense-file.pdf
5617 chars
Evidence confidence appendix2026-2026-residency-defense-file/evidence-confidence-appendix.csv
531 chars
Evidence request ledger2026-2026-residency-defense-file/evidence-request-ledger.json
1513 chars
Encrypted evidence vault2026-2026-residency-defense-file/encrypted-evidence-vault.json
2199 chars
Manual correction history2026-2026-residency-defense-file/manual-correction-history.json
563 chars
Day-record detail2026-2026-residency-defense-file/day-record-detail.json
4689 chars
Household controls and consistency2026-2026-residency-defense-file/household-consistency.json
3589 chars
Advisor issue queue2026-2026-residency-defense-file/advisor-issue-queue.json
3569 chars
Advisor comments2026-2026-residency-defense-file/advisor-comments.json
562 chars
Act 60 defense file coverage2026-2026-residency-defense-file/act-60-defense-file-coverage.json
3843 chars
Act 60 checklist state2026-2026-residency-defense-file/act-60-checklist.json
1502 chars
Act 60 annual workflow2026-2026-residency-defense-file/act-60-annual-workflow.json
4412 chars
Domicile binder summary2026-2026-residency-defense-file/domicile-binder.json
1539 chars
Domicile defense coverage2026-2026-residency-defense-file/domicile-defense-coverage.json
5021 chars
Business presence ledger2026-2026-residency-defense-file/business-presence-ledger.csv
465 chars
Business entity workflows2026-2026-residency-defense-file/business-entity-workflows.json
1398 chars
Operational readiness2026-2026-residency-defense-file/operational-readiness.json
8937 chars
Privacy and export controls2026-2026-residency-defense-file/privacy-export-controls.json
2051 chars
Platform audit trail2026-2026-residency-defense-file/platform-audit-trail.json
8522 chars
Risk narrative2026-2026-residency-defense-file/risk-narrative.json
3144 chars
Export activity log2026-2026-residency-defense-file/audit-activity-log.json
5101 chars
Audit packet ZIP bundle2026-2026-residency-defense-file/dwellmark-audit-packet.zip
81687 chars

Dwellmark organizes records, evidence workflows, and educational context. It does not provide tax or legal advice, guarantee residency outcomes, or replace qualified counsel.

Integrity: dwellmark-fnv1a64 covers 22 files. Verification recomputed 0dfd14213250.

Signed export: dwellmark-attestation-fnv1a64 by Dwellmark Export Service at 2026-12-31T20:00:00Z; signature 576c3f91774b.

Location detail export: advisor redacted.

Puerto Rico

Act 60 binder

blocked
Readiness0%
Open gaps3
Evidence refs2
Physical presence evidencepresence
review
Closer connection filecloser connection
missing
Donation proofdonation
missing

Puerto Rico

Defense-file coverage

blocked
Readiness20%
Complete2
Review0
Missing8
N/A0
Decree records0 evidence ref(s) · Act 60 decree records should be present in the defense file.
missing
Puerto Rico residence records0 evidence ref(s) · Puerto Rico residence support should be indexed for tax-home review.
missing
Puerto Rico utility bills0 evidence ref(s) · Puerto Rico utility evidence should support the residence file.
missing
Puerto Rico lease or deed1 evidence ref(s) · Puerto Rico lease or deed is represented in the Act 60 file.Evidence quality: Puerto Rico lease (strong)
complete
Local bank and address evidence0 evidence ref(s) · Local bank or address evidence should support closer-connection review.
missing
Community ties0 evidence ref(s) · Doctor, club, school, church, or community ties should be represented.
missing
Donation proof0 evidence ref(s) · Annual donation proof should be in the evidence file.
missing
Annual report history0 evidence ref(s) · Annual report history or draft materials should be indexed for advisor review.
missing
Advisor letters and notes0 evidence ref(s) · Advisor letters or notes should be available for the review packet.
missing
Travel evidence for PR and U.S. days2 evidence ref(s) · Travel evidence for PR and U.S. days is represented in the Act 60 file.Evidence quality: SJU to MIA boarding pass (strong); Wisconsin hotel folio (strong)
complete

Puerto Rico

Annual workflow

needs documents
Ready1
Due3
Review0
Reminders1
Donation proof

Donation proof is due by 2026-12-15.

Reminder 2026-11-15 · Due 2026-12-15
Annual completion receipt integrityAnnual completion receipt integrity is complete for the annual file.Reminder 2026-11-01 · Due 2026-12-01
cleared
Donation proofDonation proof is due by 2026-12-15.Reminder 2026-11-15 · Due 2026-12-15
due now
Advisor defense-file reviewAdvisor defense-file review reminder is scheduled for 2026-11-20.Reminder 2026-11-20 · Due 2026-12-20
scheduled
Annual report materialsAnnual report materials reminder is scheduled for 2027-01-01.Reminder 2027-01-01 · Due 2027-01-31
scheduled
Annual completion receipt integrityDue 2026-12-01 · Annual workflow completion receipts are canonicalized without conflicting replays.
complete
Donation proofDue 2026-12-15 · 1 supporting item(s) still missing.
due
Advisor defense-file reviewDue 2026-12-20 · 1 supporting item(s) still missing.
due
Annual report materialsDue 2027-01-31 · Annual report material has not been added to the Act 60 binder.
due

Florida

Domicile binder

blocked
Readiness33%
Open gaps2
Evidence refs1
Florida driver licenseUS-FL · license
complete
Florida voter registrationUS-FL · voter registration
missing
Minnesota year-round lake homeUS-MN · home
review

Florida

Domicile defense coverage

blocked
Readiness8%
Primary ties11
Adverse ties1
Gaps8
US-FL licenseUS-FL · US-FL license evidence is indexed.Evidence quality: Florida driver license (strong)
complete
US-FL voter registrationUS-FL · US-FL voter registration evidence should be added or reviewed.
missing
US-FL homesteadUS-FL · US-FL homestead evidence should be added or reviewed.
review
US-FL vehicleUS-FL · US-FL vehicle evidence should be added or reviewed.
missing
US-FL homeUS-FL · US-FL home evidence should be added or reviewed.
missing
US-FL utilityUS-FL · US-FL utility evidence should be added or reviewed.
missing
US-FL financialUS-FL · US-FL financial evidence should be added or reviewed.
missing
US-FL medicalUS-FL · US-FL medical evidence should be added or reviewed.
missing
US-FL communityUS-FL · US-FL community evidence should be added or reviewed.
missing
US-FL familyUS-FL · US-FL family evidence should be added or reviewed.
missing
US-FL advisorUS-FL · US-FL advisor evidence should be added or reviewed.
review
US-MN home exposureUS-MN · US-MN home exposure needs advisor context.
review

Business Presence

MN/WI/IL ledger

33% evidenced
Act 60 business scope boundary

Business ledger is limited to multi-state presence context and is within Dwellmark V1 scope.

3 multi-state presence event(s) · 0 export-services event(s)
Events3
Evidence gaps2
Jurisdictions3
Entities1
Entity review1
Northstar Holdings3 events · 3 jurisdictions · 2 evidence gapsEvidence quality: moderate 1 · missing 2
review
Northstar Holdings2026-07-19 · Minnesota · site visit
1 evidence
Northstar Holdings2026-07-22 · Wisconsin · meeting
needs evidence
Northstar Holdings2026-09-15 · Illinois · advisor meeting
needs evidence